Any non-profit VFD operated by its members is eligible and all motor vehicles in the fire department’s fleet are eligible, except ambulances. Vehicles must have a current Texas registration, license plate and vehicle inspection sticker. Authorized drivers must be at least 18 years of age and possess a valid driver's license.
The insured VFD must agree to implement and comply with a risk management and loss prevention program. TFS may inspect the VFD’s vehicles and records and reserves the right to refuse coverage for drivers with poor safety records. Safe driving and favorable claims experiences help to keep premiums low year after year.